01

Service

MYBA is a capital-readiness workspace: document vault, personal financial statement tools, metrics, and an AI advisor grounded in your uploads. By using the service you agree to provide accurate information and to use documents only for lawful financing and advisory purposes.

02

Not lending or professional advice

MYBA does not lend, guarantee approval, or replace licensed bankers, attorneys, CPAs, or tax professionals. Scores, calculators, and Advisor responses are informational. They are not commitments to lend or individualized legal or tax advice.

03

Accounts & acceptable use

You are responsible for credentials on your account. Do not upload malware, infringe others' rights, or attempt to access another user's workspace without authorization. We may suspend accounts that abuse the platform or violate law.

04

Changes & availability

We may update features, integrations (authentication, storage, AI providers), and these terms with reasonable notice where practicable. The service is provided as available; scheduled maintenance or third-party outages may occur.

MYBA does not lend, does not guarantee approval, and does not replace licensed professionals.